Practical Skills of LINE Pay Transfer, Understand LINE Pay Once!

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Online payments like LINE Pay have developed greatly. This article will not hide the use guide and information of LINE Pay transfer, answering how to transfer money to friends or receive money on LINE Pay, LINE Pay transfer fee, and various common LINE transfer-related questions. Through this tutorial, you can fully enjoy the convenience brought by mobile payment!

In this article:

How to Activate The LINE Transfer Function?

If You Want To Transfer Money On LINE, You Must First Register And Bind LINE Pay To Make Various Payments Or Receive Money On This Software.

Before registering for LINE Pay transfer, please update the LINE App to the latest version, and adjust your mobile phone to a suitable environment according to the following suggestions:

  • iOS users: iOS 12.0 or above, and set Safari as the default browser, open the LINE app, and turn off the "Use default browser to open links" function.
  • Android users: Android OS 7.0 or above, and update Android System WebView and Chrome to the latest version, and set Chrome as the default browser.

The following are the steps for LINE Pay registration:

Step 1. On the LINE homepage, tap "Wallet" and select "LINE Pay".

Step 2. After entering the LINE Pay introduction page, click "Start".

Enter LINE Pay

Step 3. Click to agree to the terms of service.

Step 4. Click "Register New Account" to complete the registration of the LINE Pay account.

Sign up for LINE Pay

After registering LINE Pay, use LINE Pay Money or bind LINE Pay to pay with a credit card/debit card according to your usage needs. Next, we will introduce these two methods separately.

Option 1 Sign up for LINE Pay Money


*An ID card, credit card, or bank account is required first.

Step 1. Read and check "All Agree" and click "Next".

Read and agree to the terms

Step 2. Set LINE Pay Money login ID (cannot be changed again).

Step 3. Click "Send Verification Code" to receive the verification SMS. Sign up for LINE Pay Money.

Step 4. Scan an ID card or manually enter data to verify an ID card.

Step 5. Verify a credit card or bank account.

Verify ID and bank cards

Step 6. Set a password.

Set LINE Pay Money password

Option 2 Bind LINE Pay to transfer credit card/debit card


*Need to complete card opening.

Step 1. Scan the LINE Pay transfer credit card to be used (embossed cards can be scanned, flat cards please input manually).

Step 2. Enter card information, English name, and card nickname, and click "Register Card" to complete.

Binding LINE Pay transfer credit card

After successfully enabling the LINE Pay function, you can transfer funds through LINE at any time~ Let's see how to transfer funds through LINE Pay!

How to Transfer Money to Others with LINE Pay

After LINE Pay is activated, you can use LINE to transfer money to your friends at any time.

LINE Pay transfer has the following four features:

  • LINE Pay transfers to friends for free.
  • To use LINE Pay to transfer funds, both parties are required to open the LINE Pay function.
  • The account must be topped up and then transferred from the LINE Pay Money balance or LINE Bank account.
  • When the balance of LINE Pay Money is insufficient, the balance can be automatically stored in the linked bank account.

The following are 3 ways to transfer money to friends on LINE Pay, you can choose the appropriate method to transfer money according to your needs.

1 Transfer Money from the LINE Wallet

How to transfer funds with LINE Pay? The most direct way is to open the LINE wallet, where you can transfer money, pay bills or even swipe barcodes.

Step 1. On the LINE homepage, click "Wallet" to enter the main screen of LINE Pay and then click "Transfer".

Step 2. Select the LINE friend you want to transfer money to.

Step 3. Enter the amount to be transferred with LINE Pay and click "Next".

Transfer money to friends from the LINE wallet

Step 4. Enter the transfer message to your friend, select the picture to send, and click "Transfer".

Step 5. After confirming that the friend's name and amount are correct, click "OK". After verifying the password, the transfer can be completed on LINE, and a system notification message of the transfer will appear in the chat room between you and the other party.

Confirm LINE transfer information

2 Chat Room LINE Pay Transfer

LINE Pay transfers can also be done directly from the chat room, just open the conversation where you want to send money to a friend.

Step 1. In the chat room, tap the "+" on the lower left and select "Mobile Fund Transfer".

Step 2. Select "Transfer".

Step 3. After entering the amount to transfer, select the withdrawal account to transfer from.

LINE Pay transfer amount

Step 4. After entering a message to a friend and selecting the picture to send, click "Transfer".

Step 5. Confirm that the friend’s name and amount are correct and click “OK”. After verifying the password, the transfer is completed. A system notification message of the transfer will appear in the chat room of both yourself and the other party. You can check the transfer amount and message content.

Enter LINE transfer information

3 Use LINE Pay transfer Red Envelope

If you want to surprise your friends or partners during some festivals, you can also use LINE's red envelope function to transfer money to them.

Step 1. In the chat room, tap the "+" on the lower left and select "Red Envelope".

Step 2. After entering the amount of the LINE transfer red envelope to be sent, click the "Send $ (amount) red envelope" button below.

LINE Pay transfer to send red envelopes

Step 3. After reconfirming that the friend and the amount transferred by LINE are correct, click "Send Red Envelope".

Step 4. After the sending is completed, a system notification will be displayed in your chat room, which means that you have successfully transferred money to your friend on LINE Pay.

LINE sends red envelopes

The recipient of the red envelope needs to click "Check Red Envelope Status" on the small card of the LINE transfer red envelope notification message in the chat room, and then the amount will be credited to the LINE Pay Money account.

View LINE red packet status

How to Invite LINE Pay Money Transfer

Similarly, you can also use LINE to receive money from your friends, just send a LINE Pay transfer invitation to your friends.

Step 1. In the chat room, tap the "+" on the lower left and select "Mobile Fund Transfer".

Step 2. Click "Transfer Invitation".

Send LINE Pay transfer invitation

Step 3. After entering the amount to transfer, select the withdrawal account to use.

Step 4. After entering a message to a friend and clicking the picture to be sent, click "Send a money transfer invitation to 1 person".

Step 5. Enter the password for verification. When the prompt message "transfer invitation has been sent" is displayed, the LINE Pay payment is complete.

LINE Pay receiving friends

After receiving money from your friend, a system notification message will appear in the chat room between you and the friend who received the LINE Pay transfer invitation. As shown in the picture below, this can also remind LINE Pay that someone else will transfer money to you.

LINE transfer system notification message

About LINE Pay Transfer Fee

Perhaps many people have such concerns, how is the transfer fee calculated using LINE Pay or LINE Pay Money?

When withdrawing and transferring money, the LINE Pay transfer fee is similar to that of using online banking or ATM.

What's great is that LINE Pay does not charge fees for transferring money to me or friends, payment, and stored value, and there is no limit to the number of times. If it is LINE Bank inter-bank transfer, it provides 88 chances of a free handling fee every month, which can also meet most of the needs.

If there are more than 88 transactions, the handling fee for LINE Bank inter-bank transfers generally varies according to the amount:

  • The single amount does not exceed NT$ 500: 0 yuan for the first transaction per day per account, and 10 yuan for each subsequent transaction.
  • Single amount NT$ 501 ~ 1000: 10 yuan/transaction will be charged.
  • Single amount over NT$ 1001: 15 yuan/transaction.

And use LINE Pay Money to withdraw the fee to the following bank accounts are free:

Commonwealth Bank, SinoPac Bank, Taipei Fubon Bank, Shin Kong Bank, Land Bank, Kaohsiung Bank, China Trust Bank, Cathay United Bank, Bank of Taiwan, Chunghwa Post, Yushan Bank, First Bank, Changhua Bank, Taishin Bank, Mega Hong Kong Bank, Cooperative Treasury, Wangdao Bank, Yuanta Bank, Taiwan SME Bank.

When withdrawing to other banks, regardless of the amount of a single withdrawal, or the bank of the withdrawal account bound, each payment will only be charged a LINE Pay transfer fee of 15 yuan.

※Whether you need to pay a handling fee when withdrawing, please refer to the display on the operation page※

Frequently Asked Questions for LINE Transfer

For LINE Pay international transfers, whether it is the same as LINE Pay Money, unable to transfer funds, and transferring funds to non-friends, etc., please refer to the following detailed instructions.

1 Is LINE Pay international transfer possible?

Since the system will use the country code of the mobile phone number bound to the LINE account to determine the country of use, LINE Pay does not yet provide the function of international transfers. You can only use LINE Pay to transfer funds to friends who have a Taiwan mobile phone number bound to the LINE account.

2 What is the difference between LINE Pay and LINE Pay Money?

  • LINE Pay is an electronic payment tool, which is a consumption method for payment by binding a credit card/debit card and swiping a barcode.
  • LINE Pay Money is an electronic stored value account, which can be bound to a bank account or use an ATM to transfer stored value "cash" to the account, and "store the value first and then deduct the money" for payment.

Consumers using LINE Pay Money can also enjoy the convenience of mobile payment, and can also enjoy LINE Pay Money exclusive discounts and get some rewards, which is more friendly to users without credit cards.

3 Why can't LINE Pay transfer funds?

There are 8 reasons why LINE Pay cannot be transferred or failed:

  • Exceeded the LINE Pay Money transfer limit.
  • Exceeding the non-agreed transfer limit of the bank: please contact the bank for inquiries.
  • The merchant or seller is not partnered with the credit card bank.
  • LINE Pay Money balance is insufficient.
  • One party has not activated the LINE Pay function.
  • The mobile phone is not suitable for use in the environment.
  • Payment timeout.
  • The network signal is poor.

If there is a setting problem, you can delete the card and re-bind it. For other payment problems, please follow the corresponding method or ask LINE customer service for assistance.

4 Is there a transfer limit for LINE Pay Money?

Yes, the upper limit of transfer using LINE Pay Money can refer to the following:

  • Single transfer limit: 49,999 yuan
  • Daily transfer limit: 99,999 yuan
  • Monthly transfer limit: 199,999 yuan

5 Can I transfer money to someone who are not LINE friend?

No, you cannot transfer funds to non-friends on LINE Pay, and if you want to receive money from strangers who are not friends, you can scan barcodes and other operations.

6 Can I transfer money to myself with LINE Pay?

Yes, you can withdraw your LINE Pay account balance to a bank account that has been authorized to store value.

In Conclusion

The above is all the teaching of LINE transfer. We have organized it into the strongest lazy package to tell you how to use LINE Pay to transfer money to friends or send LINE Pay transfer invitations.

Using LINE Pay to transfer funds can be free of handling fees and credited instantly. It also has practical functions such as sending red envelopes, splitting payments, and paying bills. Therefore, when using LINE Pay, pay attention to the upper limit setting of LINE Pay transfers to reduce the probability of failure to transfer or transfer failures.

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